The OTP SMS (One-Time-Password) is the unique and ephemeral code that is sent to you by phone to verify your identity during a sensitive transaction. The PSD2 calls into question this process, which is not considered secure enough.
Discover in this infographic the consequences of PSD2 on electronic signature and SMS OTP.
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Through its solutions, Netheos offers alternatives to SMS OTP, allowing financial institutions to secure their strong authentication and comply with the most stringent regulations, including PSD2.